List of Banks That Support BISP ATM Withdrawals
The Benazir Income Support Programme (BISP) in Pakistan has resumed ATM withdrawal services starting August 2025, providing relief to millions of low-income families. Eligible beneficiaries can withdraw Rs.13,500 from approved ATMs using their CNIC or BISP card through biometric identification. This step is especially helpful for older recipients and women who live in remote locations since it provides direct access to monies without the need for middlemen.
You can read more: The Most Vulnerable Pakistanis Are Worried About The BISP Payment Withdrawal Issue
ATM Withdrawals via BISP Recommended in August 2025
The government has revamped the BISP cash center system to eliminate deductions, provide 24/7 access, and enable real-time authentication using NADRA’s biometric database. This lessens reliance on brokers and middlemen while streamlining the payment process. Beneficiaries without a physical BISP card may now receive payments via their secure biometric-enabled ATMs thanks to a partnership between the government and top banks in towns as well as villages.
The 2025 BISP ATM Withdrawal System: What’s New?
2025 BISP Payment Infrastructure Update
• Allows single transaction withdrawal of the full Rs. 13,500.
• Zero bank charges or deductions; payments are beneficiary-owned.
• Connected with NADRA for accurate thumbprint matching.
• Complaint system activated via 8171 SMS and BISP offices.
• Wider bank support fills service gaps left by HBL.
We helped banks with BISP ATM withdrawals in August 2025.
BISP Payment Withdrawals:
In pilot districts, Bank Alfalah, a recent addition to the BISP network, facilitates biometric withdrawals.
• United Bank Limited (UBL): Targeting new beneficiaries from the Dynamic Registry Update, UBL is accessible in areas like Bahawalpur and D.G. Khan. provides support for active biometric verification.
How to Use a CNIC to Withdraw Rs. 13,500 from an ATM
BISP Kafalat Payment Withdrawal Methods
• Visit the nearest HBL ATM.
• Insert BISP-issued ATM card.
• Choose the Urdu language.
• Enter 4-digit PIN code.
• Select Cash Withdrawal.
• Enter Rs. 13,500 or balance.
• Collect cash and receipt.
| Bank Name | Service Type | Availability Status |
|---|---|---|
| Habib Bank, or HBL | Card + Biometric Cardless | Completely operational in every major city |
| Alfalah Bank | Biometric (cardless): pilot stage | Active (testing) in Peshawar and Faisalabad |
| UBL (United Bank) | Cardless (Biometric) | Partial rollout in Bahawalpur, D.G. Khan |
Method 2: Cardless Withdrawal Through Thumbprint and CNIC
Biometric ATM Access
• Visit HBL, Bank Alfalah, and UBL.
• Tap the “BISP Cardless Withdrawal” option.
• Enter CNIC number.
• Place thumb on fingerprint scanner.
• Verify amount.
• Collect cash and confirmation slip.
• Keep CNIC and 8171 SMS ready for verification issues.
August 2025: District-Wise ATM Access
District Banks Status:
• Lahore: HBL, UBL, fully active.
• Karachi: HBL, fully active.
• Faisalabad: HBL, Bank Alfalah, active.
• Sahiwal: HBL, active.
• Bahawalpur: UBL, partial rollout.
• Peshawar: HBL, Bank Alfalah, testing phase.
Who Can Withdraw Money from a BISP ATM?
ATM Transaction Requirements
• Official registration under BISP Kafalat.
• Valid CNIC with updated biometric record.
• Payment SMS confirmation from 8171.
• Successful fingerprint matching with NADRA.
• Security checks prevent misuse or duplicate withdrawals.
Has Your BISP Card Not Arrived Yet?
Cardless Biometric Withdrawal of Rs. 13,500
• Use cardless biometric withdrawal at approved ATMs.
• Bring CNIC and verify thumbprint.
• Collect funds at approved locations.
Typical ATM Problems and Their Solutions
User-Friendly New System Issues
• Fingerprint Not Matching: Update biometric data at NADRA.
• No Payment Available Message: Send CNIC to 8171 or check status at the 8171 Web Portal.
• Transaction Timeout or Server Error: Try again during off-peak hours.
• ATM Out of Cash: Visit another branch or contact the BISP helpline.
What Will Happen Next?
BISP is collaborating with the State Bank of Pakistan and NADRA to enhance the ATM-based disbursement model. Improvements include better access to Union Council ATMs, specific female-friendly ATM locations in rural regions, SMS notifications for successful withdrawals and balance changes, and connection with JazzCash and Easypaisa.
You can read more: A Comprehensive Guide to Payment Registration and Monitoring
Conclusion
An important step toward digital, quick, and transparent welfare delivery is the reinstatement of BISP ATM withdrawal services in Pakistan. With their CNIC or BISP card, users may now safely and independently receive Rs 13,500. Avoiding unapproved agents or middlemen and adhering to the formal procedure are essential.
FAQs
1. Do I need a card to withdraw BISP funds?
Using your CNIC and thumbprint, you can take out Rs. 13,500 from the biometric ATMs operated by HBL, Bank Alfalah, or UBL.
2. If my fingerprints don’t match, what should I do?
After updating your biometric information at the closest NADRA office, try again at an ATM or at your neighborhood BISP facility.
3. What if I didn’t get the SMS requesting payment for 8171?
Use the official 8171 Web Portal to verify your eligibility and payment status, or send your CNIC number to 8171 once again.